Having a high credit score could mean big savings for you.
A credit score is a number used by lenders that represents your credit worthiness and likelihood to repay a credit card or loan.
A high credit score means you are a borrower who is less likely to default so a better interest rate can be offered potentially saving you thousands of dollars.
A low credit score means you may be considered a poor credit risk, therefore, a higher interest rate and down payment may be required or the credit may be denied altogether.
Knowing your credit score can make shopping easier for your next big purchase such as an auto, boat or home.
Black Book’s Credit Score Estimator is TRULY FREE!
For consumer loans, lenders typically pay for and request credit reports and scores from the three national credit reporting companies (Equifax, Experian and TransUnion). The credit score is calculated by using your credit data on file at the time of the inquiry.
Although there are a number of internet services that offer a free credit bureau score, “free” typically means a limited trial. A membership fee (ranging from $15 to $30 a month) is charged at the end of a short introductory period.
Black Book now offers you a way to quickly learn your credit score estimate by simply answering some questions about your credit history. There are no fees, no trial periods and no memberships to pay or cancel!
Get Your Black Book Credit Score Today!